new Delhi: The Central Government’s Sukanya Samriddhi Yojana is a good investment plan for a child below 10 years of age to save for higher education and marriage. Putting money in this investment option also helps you to save income tax. The government has given a big relief to those who open accounts under this scheme. According to the notification issued by the government, now between 25 March to 30 June 2020, whatever daughters are completing 10 years of age. She can open her account.
Due to the lockdown, whatever parents were not able to open their daughters’ account in this scheme, they can now open it easily by 31 July. According to earlier rules, only daughters who have completed 10 years of birth were allowed to open accounts under Sukanya Samriddhi Yojana. In this regard, the Postal Department has issued new guidelines. However, the benefit of this rebate will be available only on opening of the account before 31 July 2020.
Sukanya Samriddhi Yojana is currently receiving interest at the rate of 7.6 percent. In this scheme, at the time of opening the account, the interest rate remains, at the same rate, the interest is received during the entire investment period.
Up to a maximum of Rs 1.5 lakh can be deposited in any one account during a financial year. At the same time, the minimum deposit amount in a financial year is 250 rupees. This means that you can invest up to 1.5 lakh rupees and at least 250 rupees in a single account in a financial year.
Sukanya Samriddhi Yojana Account opened with very small amount has been started keeping in mind the families who want to deposit money for child’s marriage or higher education through small savings.
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After opening Sukanya Samriddhi Yojana account, this girl child can be run till the age of 21 years or her marriage after the age of 18 years.
Go to the nearest post office or government banks, where this facility is waiting for you, accounts of Sukanya Samriddhi Yojana are being opened in private banks.