All these important work related to the bank can be dealt with ATM, know what is the new update

new Delhi: since a long time Coronavirus Because of this the condition of the country and the world is bad. In such a situation, people consider it necessary to stay at home. But even if they do not want to work for the bank related work, they have to leave the house. But do you know There are many bank functions that you can deal with ATM. You can now deal with many things from ATM to bank FD to tax deposit. So let us tell you about the work that you can tackle on your neighborhood ATM through your debit card.

1. Open Fixed Deposit or withdraw from it
Now you can make a fixed deposit in your bank with the help of ATM. You can start it by selecting the option of Open Fixed Deposit in the menu of the ATM. In this, you will have to choose the deposit period, the option to confirm after choosing the amount.

2. Recharge Mobile
Any prepaid mobile can be recharged through ATM. You can recharge your, friends ‘or relatives’ prepaid mobiles through ATMs. After clicking on the mobile recharge option of the ATM, you will have to confirm again by entering the mobile number here and then how much will have to be recharged.

3. Tax Payment
Now you can also pay income tax through your ATM card. So far, income is done from the tax department website or third party website, but now this facility is also available at ATMs. Advance tax, self assessment, tax paid after regular assessment are included. However, first you have to register yourself in the website or branch. Only then can the tax be paid through the ATM. The CIN number will be issued after deducting money from the account.
The challan can be printed through CIN from the bank’s website 24 hours after the tax is deposited.

4. Cash Deposit
Many banks have now installed cash deposit machines in ATM kiosks. You can deposit Rs 49900 at a time. Notes of 2000, 500, 100 and 50 rupees can be deposited in these machines.

5. Pay the insurance premium
Insurance companies like LIC, HDFC Life and SBI Life have tied up with the bank so that their customers can pay the premium through ATMs. For this, you need to keep the policy number ready. Select the name of the insurance company in the Bill Pay section of the ATM. After this, after entering the policy number, enter the birthday and mobile number. After this, enter the premium amount and confirm it.

6. Apply for a personal loan
You can apply for personal loan of small amount from ATM itself. For this you do not need to go to phone banking or bank branch. Many private banks offer pre approved personal loans to their customers through ATMs. It can be withdrawn through ATMs. The loan amount is calculated through advanced analytics. For this, records of transaction details of the customer, account balance, salary amount and credit / debit card repayment are seen.

7. Cash Transfer
If you are not using NetBanking, you can transfer funds from your account to another account with the help of ATM. For this, however, you have to go online or branch and register the account to which the money is to be transferred. Up to Rs 40,000 can be transferred from an ATM at a time. You can transfer money several times in a day.

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8. Pay Bill
You can pay your telephone, electricity, gas or many other bills through ATM. However, before paying the bill, you have to register once on the bank’s website.

9. Book a train ticket
Public sector banks like SBI and PNB provide the facility to book tickets through several ATMs present in the railway building. Under this facility, however, only long-distance reserved tickets can be booked.

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