Alert for LIC policy holders, these 5 things to keep in mind before making digital transactions

New Delhi Life Insurance Corporation of India Limited (LIC) has issued an alert for more than 30 crore policy holders for making digital payments. In Corona era, most people are paying the premium of their policy through netbanking or mobile banking. However, people are also being cheated in such a situation. Hence LIC has alerted the policy holders. LIC has a market share of 70 percent in the market.

Do not pay with cash
LIC has told the policy holders that if they have registered themselves with net banking or phone banking for premium payment, then they should not go to the branch and pay at the cash counter. This is because many times the information about the payment of premium twice for the same month has been revealed. Anyway, people do not need to increase the crowd in the branch during the Corona period.

The correct address should be recorded in the policy record
At the time of renewal of the policy, the premium receipt is sent by post to the address which is recorded in the policy. Therefore, always get the correct address entered in the policy record, because this will give you the receipt of premium payment every time.

If you do not get the receipt then do this work
If a policy holder has not received the premium receipt for renewal, then you will get a certificate of premium payment from your branch. However, under no circumstances will a duplicate premium receipt be issued.

There may be delay in accessing online payment
Currently, LIC has decentralized its database structure, due to which there can be a delay in updating the payments made online. Due to this, the date of the amount withdrawn from the account and the date of payment in the policy can be different, for which there is no need to panic.

Only partnership with these banks
For online payment, LIC has partnered with several digital service providers besides select private banks. These include HDFC Bank, ICICI Bank, www.billjunction.com, Timesofmoney.com and www.billdesk.com Heads are where premiums can be paid.

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